Here is a deep dive into the workings of Banks, with a specific look at the City of London, to whom even the King/Queen must request permission to enter the City 'block'. Banks don't take deposits - They 'buy' securities. Banks will be decentralized and reduced in the coming years.
Make friends with hounds you get to smell like the hound. Then you attract bugs that like the smell as smell equals food. Interesting, a drop chop pick up.